febs – Financial & Employee Benefits Services AG  

Our company

Financial & Employee Benefits Services AG (febs AG, Switzerland) is an independent Service Provider and consulting company located in Winterthur.

We offer high value, qualitative and comprehensive risk financing and financial security services related to Credit & Payment Protection Insurance.

Our company is:


Formerly part of the Winterthur Insurance Group, we have been an independent company in Switzerland since 2002.


Our professionals are young, talented and experienced. Each person is highly qualified, multi-lingual and has years of business experience in the field.


We provide a diverse set of services and administer significant premium volumes on behalf of numerous satisfied customers and well-known partners. Since 2003 we are the leading Service Provider in Switzerland for Credit & Payment Protection Insurance.

Our History

febs AG came into being in Germany (since 2001) and in Switzerland (since 2002) following a management-buyout as part of the sale of Winterthur International to XL Capital by the Credit Suisse Group.

As a former part of the Winterthur Insurance Group, the febs companies in Germany and Switzerland possessed extensive knowledge of creditor insurance, which they were able to apply in the German, European and Swiss markets from the beginning.

Since 2005, febs AG Germany has belonged to the French April Group and is now known as APRIL Financial Services AG.

febs AG in Switzerland is and remains an independent service company. Today, it belongs to the market leaders in its field in Switzerland.


Our Philosophy

"Just like a part of you" is more than just a slogan that forms part of our company logo.

Our philosophy is to identify ourselves with the goals and needs of our distribution and insurance partners to offer individual and tailor-made solutions.

We actively deploy our special knowledge to support you as our partner, not only in product development and implementation but also in your day-to-day business.

As if we were – just like a part of you.


Our Vision & Mission


With the flexibility and dynamism of a small company we offer high quality and productive services to our partners in the area of Credit Risk & Payment Protection Insurance CPI/PPI, risk financing and insurace.

We deliver efficient, accomplished and high-class services.

We create added-value for our business and insurance partners through innovative and attractively priced solutions delivered to our high professional standards.

We are fast, reliable and competent, achieving sustainable customer satisfaction.

Your febs Business Partners

Contact / Directions

febs AG
Financial & Employee Benefits Services AG
Römerstrasse 18
Postfach 1763
CH-8401 Winterthur
 +41 52 266 02 00
 +41 52 266 02 01

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