Auto financing
Protection of leasing and credit contracts
Insurance Solutions
In cooperation with innovative insurance partners, we have developed tailor-made Credit & Payment Protection Insurance solutions for the Swiss market covering unemployment, divorce and traditional creditor insurance risks (death, permanent and temporary disability ) also.
Professional coaching, appropriate products and the support of experienced and reliable partners help our corporate customers close demonstrably higher levels of business.
Our range of products covers solutions for companies which are trading in the following areas:
Consumer credit
Protection of consumer credit with fixed or flexible payment conditions
Credit and customer cards
Protection of outstanding balances for credit and customer cards
Mortgages and properties
Protection of mortgages and periodical interest / capital repayments
Other payment obligations
Protection of regular committed payments such as rent payments, insurance premium payments, taxes, saving contributions, instalment payments and more
Insurance Solutions for Auto Financing
Our segment specific products and services speak for themselves. For an automotive bank we offer:
- Creditor insurance for credit and loans (Credit Protection) in the event of death or permanent disability due to accident or illness
- Protection of leasing and/or loan repayments (Payment Protection) in the event of unemployment or temporary disability due to accident or illness
The above mentioned products can be bundled in various different ways according to your needs and wishes. We would be pleased to work with you to identify the optimal solution.
Our products can help you achieve attractive additional revenue flows, improve credit worthiness and considerably reduce any loss of accounts receivable.
Insurance Solutions for Consumer Credit
We offer the following product solutions in the consumer credit bank sector:
- Creditor insurance for credit and loans (Credit Protection) in the event of death or permanent disability due to accident or illness
- Protection of leasing and/or loan repayments (Payment Protection) in the event of unemployment or temporary disability due to accident or illness
The above mentioned products can be bundled in various different ways according to your needs. We would be pleased to work with you to develop the optimum solution.
Our products can help you achieve attractive additional revenue flows, improve credit worthiness and considerably reduce any loss of accounts receivable.
Insurance Solutions for Credit and Customer Cards
We offer the following product solutions in the credit and customer card sector:
- Complete protection for outstanding balances on credit and customer cards (Balance Insurance) in the event of death or permanent disability due to accident or illness
- Coverage of other monthly payment obligations (Payment Protection) in the event of unemployment or temporary disability due to accident or illness
In the event of temporary disability or unemployment, your customer’s outstanding card balance will be incrementally repaid by the insurance cover (i.e. up to 10 x 10%) or settled with a lump sum payment (Balance Cancellation).
Upon death, and if required in the event of total permanent disability, dependents will be relieved of outstanding debt with a lump sum payment.
The above mentioned products can be bundled in various different ways depending on your needs. We would be pleased to work with you to develop the optimum solution.
Our products can help you achieve attractive additional revenue flows, improve credit worthiness and considerably reduce any loss of accounts receivable.
Insurance Solutions for Mortgages and Properties
We offer the following product solutions in the mortgage sector:
- Mortgage protection in the event of death or permanent disability (Credit Protection) due to accident or illness
- Protection of the payment obligations (regular interest and capital repayments) of the mortgagor to the mortgage bank in the event of unemployment or temporary disability due to accident or illness (Payment Protection)
- Value protection insurance in the event of a distressed sale of a property due to death, disability or divorce of the owner of the property
The above mentioned products can be bundled in various different ways depending on your needs. We would be pleased to work with you to develop the optimum solution.
Our products can help you achieve attractive additional revenue flows, improve credit worthiness and considerably reduce any loss of accounts receivable.
Insurance Solutions for other Payment Obligations
(Committed Payments)
Committed payments insurance can be used to protect different payment obligations, such as rent payments, insurance premium payments, taxes, maintenance payments, savings contributions and many more.
The value of the monthly sum insured can be selected freely. No detailed clarification and no prior health examination are required.
The insurance benefits allow the insured and his family to maintain their standard of living in case of involuntary loss of employment or temporary total disability.
The product is available to business partners in different business sectors:
- Consumer credit banks
- Mortgage banks
- Health insurers
- Property administrators
- Professional associations and public entities
- others